Aureus Alliance

Aureus Alliance, since its inception in 2023, has been at the forefront of innovating financial solutions aimed at empowering small businesses and fostering socio-economic development, especially in underserved communities. This white paper outlines Aureus Alliance’s strategic approach to providing 'soft money' financing solutions, the benefits of syndicated simple interest funding, and our unique model for real estate financing. Through a blend of expertise, innovative financial structures, and a commitment to social impact, Aureus Alliance presents a compelling model for alternative funding in today’s complex financial landscape.

Aureus Alliance operates beyond the capacity of a traditional lender, focusing on risk management and facilitating alternative funding pathways for small businesses. Our partnership with private equity firms and investors globally allows us to underwrite risks effectively, providing a crucial bridge between our clients and accessible, sustainable financing solutions. Our dedication extends particularly to Latin America, where we strive to contribute to small business growth and socio-economic upliftment.

Unlike hard money lending, Aureus Alliance’s “soft money” financing offers a more accessible and sustainable avenue for small businesses seeking capital. With competitive starting rates as low as 4.75% - subject to project risk assessments—our financing solutions are tailored to meet the diverse needs of our clients. A commitment fee of no more than 10% for the insurance bond at approval ensures the security of these loans, underpinning our robust risk management framework.

Aureus Alliance specializes in syndicated funding, pooling resources from multiple investors to provide significant loans. This approach not only facilitates access to larger capital but also distributes the risk among investors. By employing a simple interest model, we ensure transparency and manageability for borrowers, making financial planning more straightforward and equitable.

Our real estate financing model mirrors a cash deal, ensuring funding sources are 'closed' prior to transactions. This innovative approach reduces the complexity and risk typically associated with real estate investments. By becoming co-borrowers and investing directly in projects, Aureus Alliance aligns its interests with those of our clients, fostering a partnership model of success.

With processing times averaging 15-30 days, Aureus Alliance stands out for its efficiency and client-focused services. Members of the Aureus Alliance Group benefit from reduced rates and fees, alongside comprehensive support services including bookkeeping and tax reporting. This holistic support system underlines our commitment to the financial health and success of our clients.

Aureus Alliance’s innovative funding solutions, combined with a deep commitment to risk management and socio-economic development, position us as a strategic ally for small businesses and investors. Our unique approach to financing, especially in the challenging landscapes of marginalized communities and developing regions, underscores our dedication to creating opportunities and driving economic growth.