Funding Programs

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The Express-Plus Business Funding program is a streamlined financial solution designed to cater to the needs of small and medium-sized enterprises (SMEs) looking for a quick and efficient way to secure funding. With a maximum loan amount of $50,000, this program is tailored for businesses that require immediate financial assistance to capitalize on growth opportunities, manage cash flow, or cover unexpected expenses. Recognizing the urgency that often accompanies the need for funds, the program boasts a typical turnaround time of 7-10 business days for complete files, making it one of the fastest funding options available in the market.

Working Capital Advance funding is a short-term financing option designed to help businesses cover immediate operational costs such as payroll, inventory, and other day-to- day expenses. This type of funding provides businesses with a quick influx of cash based on future revenue or credit card sales, allowing them to maintain smooth operations without the need for traditional loan requirements. It's an ideal solution for businesses seeking fast financial support to manage cash flow gaps or seize growth opportunities.

High-Balance Business Capital Funding is a financial solution tailored for small to medium-sized businesses (SMBs) that are seeking larger amounts of capital to address their project funding needs. This type of funding is designed to provide businesses with access to capital, greater than 250K, to support various aspects of their operations, such as inventory purchase, equipment upgrade, marketing campaigns, or short-term cash flow management. Higher amounts available upon request.

 Emergency relief funding provides rapid financial assistance to individuals, businesses, and communities affected by sudden crises, such as natural disasters, pandemics, or economic downturns. It aims to mitigate immediate hardships by offering support for essentials like food, shelter, medical care, and rebuilding efforts, ensuring quick recovery and stabilization in the aftermath of unforeseen events. 

Start-Up Funding for Minority and Women-Owned Businesses is a targeted financing solution aimed at supporting the entrepreneurial endeavors of underrepresented groups in the business world. This type of funding is designed to address the unique challenges that minority and women entrepreneurs often face when accessing traditional financing sources. By providing dedicated financial resources, these funding programs aim to level the playing field, fostering diversity and inclusion within the entrepreneurial ecosystem. 

Designed for Established Recession Proof Businesses i.e. Laundromat, Storage Facility, Car Wash, Automotive Mechanic, Vending Machine Management funding refers to financial support specifically aimed at individuals or entities looking to start, purchase, or expand a laundromat business. This type of funding can come from various sources, including traditional bank loans, Small Business Administration (SBA) loans, private investors, or specialized financial products tailored for the laundry industry. The funding can be used for a range of purposes such as acquiring new equipment, leasing or purchasing a property, renovating existing facilities, or covering operational costs until the business becomes profitable. 

SME (Subject Matter Expert) Consulting Funding is a specialized financial solution tailored to support independent consultants or consulting firms who possess deep knowledge and expertise in specific fields. This funding is designed to help these professionals cover the costs associated with their consulting activities, such as research, development of proprietary methodologies, travel for client engagements, and acquisition of specialized tools or software.  

Equipment funding is a type of loan or lease specifically designed for businesses to purchase or lease new or used equipment. This financial solution allows companies to acquire necessary machinery, vehicles, technology, or any other equipment essential for their operations without paying the full cost upfront. Instead, businesses can spread the expense over a period, usually correlating with the lifespan of the equipment 

Specialized Asset Funding is a tailored financing solution designed for businesses requiring specific materials and structures directly from preferred manufacturing partners. This funding model is particularly relevant for sectors such as specialized solar installations, food trucks and carts, pop-up stores, truck and fleet operations, and the purchase of surveillance units. It provides businesses with the necessary capital to acquire high-quality, specialized assets essential for their operations, facilitating direct partnerships with manufacturers to ensure that the assets meet precise operational needs. 

Commercial Real Estate Net Value Collateral Assignment Funding is a financing method where borrowers secure a loan by assigning the net value of their commercial real estate as collateral. This approach involves calculating the property's current market value and subtracting any existing liens or mortgages to determine the net value, which then serves as security for the loan. It's commonly used by businesses seeking capital for expansion, renovation, or refinancing existing debt, offering lenders reassurance through tangible asset backing. This type of funding leverages the equity in commercial property, providing a way for businesses to access funds without selling their real estate assets, making it a strategic option for maintaining operations and supporting growth initiatives. 

Residential Real-Estate ITIN (Individual Taxpayer Identification Number) Ownership Share Funding is a specialized financing solution designed for individuals who do not have a Social Security Number (SSN) but hold an ITIN and wish to invest in or purchase residential real estate. This type of funding allows ITIN holders, often non-resident aliens, immigrants, or other foreign nationals, to secure financing for residential properties by purchasing shares or partial ownership in these properties. It offers a pathway to real estate investment for those who might otherwise face barriers to obtaining traditional mortgage loans due to their lack of an SSN, providing them with the opportunity to build equity and participate in the real estate market. This funding approach not only broadens access to real estate investments but also supports financial inclusion by recognizing alternative forms of identification and credit worthiness.